Terms of Use

Effective date: January 1, 2026
Last updated: May 2026

These Terms of Use govern your access to and use of ssdicalc.com, operated by The Click Lab. By using this site, you agree to these terms.

Informational use only

All content on this site — including calculator results, guide articles, methodology explanations, and FAQ responses — is provided for general informational and educational purposes only. Nothing on this site constitutes legal, financial, medical, or professional advice. Calculator outputs are estimates based on SSA’s published formula and do not represent an official SSA benefit determination or predict the outcome of any SSDI application.

SSA’s actual benefit calculation uses your verified earnings record and may differ from this site’s estimate. For an official benefit projection, use SSA’s my Social Security portal at ssa.gov/myaccount or contact SSA directly.

No professional relationship

Use of this site does not create an attorney-client relationship, a Social Security representative relationship, or any other professional relationship between you and The Click Lab or any member of the editorial team.

Accuracy and updates

SSA adjusts benefit thresholds, bend points, SGA limits, and credit values annually. We review and update content after each annual adjustment, but we cannot guarantee that every figure is current at the moment you read it. Verify current thresholds with SSA directly before relying on any specific number for a legal or financial decision.

Permitted use

You may use this site for personal, non-commercial educational purposes. You may not reproduce substantial portions of the site’s content without permission, use automated scraping tools, or misrepresent calculator results as official SSA determinations.

Disclaimer of warranties

THE SITE IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT CALCULATOR RESULTS MATCH SSA’S OFFICIAL CALCULATIONS OR THAT CONTENT REFLECTS THE MOST CURRENT SSA RULES AT ALL TIMES.

Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE CLICK LAB SHALL NOT BE LIABLE FOR ANY DAMAGES ARISING FROM YOUR USE OF THIS SITE OR RELIANCE ON ANY CONTENT HEREIN.

Contact

Questions? Email hey@theclicklab.agency.